Tipping and paying in Borgarfjörður: card terminals, rounding up, and when cash is useful

March 5, 2026 · Travel Tips

photographer: Ross Joyner : https://www.instagram.com/rossjoyner/

Tipping and Paying in Borgarfjörður Made Easy

Exploring the lush valleys and rushing rivers of Borgarfjörður is a highlight of any Iceland adventure. At Ourhotels.is, we want your stay to be seamless from start to finish—right down to how you pay and tip. Whether you’re checking in at the cozy Hvítá Inn or fueling up for a day of hiking, here’s what you need to know.

Card Terminals: Widely Accepted

Credit and debit cards are the preferred payment method in Iceland. In Borgarfjörður you’ll find card terminals at:

  • Restaurants and cafés near Hvítá Inn
  • Gas stations and convenience stores
  • Guided tour operators and activity centers

Simply tap or insert your chip, and you’re good to go—no PIN fuss for small transactions under 5,000 ISK. Most places even accept contactless payments in euros or dollars if you prefer.

Rounding Up: A Simple Gesture

While tipping isn’t mandatory in Iceland, rounding up your bill shows appreciation for exceptional service. Here’s how:

  • Café coffee: Add 50–100 ISK when you pay.
  • Restaurant meals: Round to the nearest 500 or 1,000 ISK.
  • Guided tours or taxi rides: A small tip (5–10%) is always welcome.

Most card terminals offer a “tip” option before you finalize the payment—select a percentage or enter a custom amount.

When Cash Comes in Handy

Although card payments rule, carrying a bit of cash (2,000–5,000 ISK) can be useful for:

  • Farmers’ markets selling local cheese, jam, and skyr
  • Automatic petrol pumps in more remote stretches
  • Small roadside stands near waterfalls or hot springs
  • Pop-up events or music nights at Truck Inn

Practical Tips for Your Stay

What to Do

  • Visit Deildartunguhver hot springs and Reykholt historical sites.
  • Hike to Hraunfossar and Barnafoss waterfalls—spectacular year-round.
  • Enjoy live music or local brews at Truck Inn, just a short stroll from Hvítá Inn.

When to Go

June–August offers midnight sun and hiking trails in full bloom. Winter (December–February) unveils ice caves and northern lights near Borgarnes.

What to Pack

  • Layered clothing and a waterproof jacket
  • Sturdy walking shoes or boots
  • A power adapter (Iceland uses type F outlets)

How Long to Stay

We recommend 2–3 nights in the Borgarfjörður region. Staying at Hvítá Inn gives you easy access to day trips, while The Stykkishólmur Inn or Ísafjörður Inn are perfect if you plan to explore the Westfjords afterward.

Your Next Step: Book via Ourhotels.is

Ready to experience the magic of Borgarfjörður? Secure your room at Hvítá Inn or discover other charming properties in Westfjords and West Iceland. Visit Ourhotels.is today—your adventure awaits!